Introduction
While snakes are often seen as “set it and forget it” pets, they still require specialized veterinary care. Whether you own a common Corn Snake or a large Burmese Python, pet insurance for snakes provides a safety net for those rare but expensive medical emergencies.
When Does a Snake Need a Vet?
- Inclusion Body Disease (IBD): A serious viral infection in boas and pythons.
- Respiratory Infections: Noted by wheezing or bubbles from the nose. Treatment: $200 – $400.
- Mouth Rot (Stomatitis): Infection of the gums. Treatment: $150 – $300.
- Egg Binding (Dystocia): A surgical emergency for female snakes. Cost: $800 – $1,500.
Coverage for Large Constrictors
Owners of larger snakes (over 6-8 feet) should double-check their policy limits. Some insurers have weight or size restrictions, while others simply adjust the premium based on the species’ potential for specialized handling requirements.
Cost of Ownership vs. Insurance
A annual exam for a snake is relatively affordable, but snake health insurance (averaging $12/month) is primarily designed to cover the “big hits.” If your snake requires surgery or intensive antibiotic therapy, the policy can save you thousands.